TYPES OF PROTECTION
Protect what matters most.
Whatever life brings, the right protection can provide peace of mind for you and your loved ones. Explore the cover options designed to protect your family, your income, your health, and your future.
LIFE INSURANCE
Protect the people who matter most.
Life Insurance provides a lump sum payment to your loved ones if you pass away during the policy term.
It's one of the simplest ways to make sure the people who matter most to you aren't left facing financial hardship during an already difficult time.
This payout can help cover mortgage repayments, household bills, and future expenses such as childcare or education costs, giving your family the breathing room they need to adjust without added financial pressure.
PEACE OF MIND
Protect your family
UP TO 70%
Of your income covered*
INCOME PROTECTION
Protect your income and your lifestyle.
Your income is one of your most valuable assets, and losing it due to illness or injury can have a significant impact on your lifestyle and commitments.
Income Protection provides a regular monthly income if you're unable to work, helping you continue to pay your bills, maintain your standard of living, and focus on recovery without the added worry of financial strain.
PRIVATE MEDICAL INSURANCE
Faster access when you need it most.
Private Medical Insurance helps you access private healthcare exactly when you need it.
Rather than facing lengthy waiting times for consultations, diagnostic tests, or treatment, this cover gives you faster access to care and greater choice over where and how you're treated.
It's a valuable option for anyone who wants more control over their health and wellbeing, and reassurance that quality care is there when it matters most.
FASTER CARE
Skip long waits
LUMP SUM
When you need it most
CRITICAL ILLNESS COVER
Financial support when life changes unexpectedly.
A serious diagnosis can turn life upside down, and the financial pressure that often comes with it can make an already difficult situation even harder.
Critical Illness Cover pays out a tax-free lump sum if you're diagnosed with a specified serious illness covered by your policy.
This financial support can help ease the burden of medical costs, mortgage payments, or everyday living expenses, allowing you to focus on what matters most: your recovery.
FAMILY INCOME BENEFIT
Ongoing financial support for your family.
Family Income Benefit offers a straightforward way to protect your family's financial future.
Rather than a single lump sum, it provides your loved ones with a regular, tax-free income if you pass away during the policy term.
This ongoing support can help replace lost income and cover essential outgoings such as mortgage payments, household bills, and everyday living costs, providing lasting stability during a challenging time.
MONTHLY PAYOUTS
Support for loved ones
EVERYDAY COVER
Home & belongings
GENERAL INSURANCE
Protect the things you rely on every day.
General Insurance, sometimes called non-life insurance, covers a broad range of everyday risks that could affect you, your property, or your liabilities.
Unlike life insurance, which pays out upon death, General Insurance provides financial compensation for specific, usually unexpected events, such as damage, theft, or accidents, that occur during a fixed policy period, typically a year.
It's a practical way to protect the things that matter to you day to day, from your home and belongings to your wider financial responsibilities, giving you confidence that you're covered should the unexpected happen.
SPORTS INJURY PROTECTION
Stay protected while staying active.
Active lifestyle? It's worth protecting. Sports injury cover is an optional add-on to accident protection policies, designed to pay out cash lump sums for serious sports-related injuries, including tendon ruptures, dislocations requiring surgery, and complete or partial ligament tears.
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It's built for everyday sports like football, rugby, cycling, gym training, and running (professional sports are typically excluded), and usually covers one dislocation and one tendon/ligament claim per policy year.
Cover can often be added for just £1–£2 per unit per month on top of your core accident policy, which also pays out for broken bones, hospital stays, and accidental death.
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Want to check if this fits your lifestyle? Let us know which sports you play regularly, and we'll find the right cover for you.
ACTIVE COVER
For sports injuries
ACCIDENT COVER
Support when it matters
ACCIDENT PROTECTION
Be prepared for the unexpected.
Accidents happen when you least expect them. The financial impact can hit just as hard as the physical one.
Accident protection insurance pays out a lump sum or daily cash benefit if you're seriously injured or die as a result of a sudden accident, helping cover medical costs, lost income, and rehabilitation.
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Unlike medical insurance or income protection, it doesn't cover illness or naturally occurring health conditions, it's triggered specifically by injury from an unexpected event, like a road accident, workplace incident, or serious fall.
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Speak to one of our advisors to see if accident protection is right for you.
CHILD PROTECTION
Protect the ones you love most.
No parent wants to think about their child facing a serious illness or injury, but having support in place can make an incredibly difficult time a little easier.
Child protection insurance offers financial help if your child suffers a severe accident or critical illness, typically as an add-on to your own life or critical illness cover, or as a standalone family policy.
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Depending on the plan, cover can include a lump sum for specified critical illnesses, ongoing support for accidental injuries, daily hospital stay benefits, and in some cases pregnancy complications or a death benefit.
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Speak to one of our advisors to find the right cover for your family.
FAMILY FIRST
Extra peace of mind
READY TO PROTECT WHAT MATTERS MOST?
Protect your future with one conversation.
Get straightforward, expert advice on the protection that's right for you, your family, and your finances. Book your free consultation today.
Lines open Mon–Sun, 9am–9pm · Or request a call back any time
Following your free, no-obligation consultation, should you decide to proceed with our services, a fee may apply for advice and/or arranging your mortgage. The exact fee will depend on the complexity of your case and will be confirmed to you in writing before any application is submitted.